Manifest Investing

Company	Ticker	Sector \| Industry	Quality	PAR
PRA Group*	PRAA	Industrials \| Credit Services	31	10.6%

Current Price (10/29)			$34.54
CAPS Rating (Rate this stock on CAPS)

Expected Income Statement
Current Sales			1,026.1
Sales Growth Forecast			7.9%
Net Profit Margin			10.0%

Projected Shares Outstanding			50.00
EPS - Five year Forecast			$3.00
Average P/E Ratio			19.0
Projected Average Price			$57.06

Price Appreciation (Annualized)			10.6%
Annual Dividend Yield			0.0%
Projected Annual Return			10.6%

Quality
Financial Strength			39	9.9
EPS Stability			33	8.3
Industry Sales Growth Rate			7.0%	14.1
Industry Net Profit Margin			24.0%	5.2
Quality Penalty				-5.0
Calculated Quality Rating			32.4

Fool CAPS
Total Players 3010 Outperforms 87 Underperforms All-Stars (652) 628 Outperforms (96%) 24 Underperforms

Fundamental Data Updated: 06/12/2020

MIPAR	8.7%
Sweet Spot	13.7% - 18.7%

Quality Legend:
Blue	Excellent with quality greater than 80.
Green	Good with quality between 60 and 80.
Neutral	Average or below average with quality between 20 and 60.
Red	Poor with quality less than 20.
Companies with less than 10 years of history are penalized by 5 points per year.
PAR Legend:
Green	PAR is within the target range of MIPAR +5-10%, currently 13.7%-18.7%
Yellow	PAR is above the target range of MIPAR +10%, currently 18.7%
PAR	Projected Annual Return
MIPAR	The Manifest Investing Median PAR of all stocks in the database.
Company Name Legend:
*	Not covered by Value Line Standard Edition.
b	Uses price-to-book value for valuation purposes.
P/CF	Uses price-to-cash flow for valuation.